Big Changes for First Home Buyers.
From 1 October 2025 – Buying your first home just got easier
5% Deposit, No Caps, More Choice!
The Australian Government is expanding the Home Guarantee Scheme to make it easier for Australians to get into their first home sooner. With a deposit as little as 5% and no Lenders Mortgage Insurance, you’ll have more opportunities than ever before to secure your home.
What’s changing?
- • Unlimited places – no cap on the number of buyers who can access the Scheme
- • No income caps – higher income earners (up to $950K) are now eligible
- • Higher property price caps – keeping up with today’s market
- • Simpler regional access – all buyers included under the First Home Guarantee
- • The Scheme is available through more than 30 participating lenders across Australia, including customer-owned, regional, and major banks. The scheme can be used in conjunction with other state schemes such as the Stamp Duty exemption & First Home Owner Grant.
The team at Wollert Rise has partnered with Luke Burruto from Loan Gallery Finance to walk you through these changes!
Ready to make your move?
Don’t wait – start planning now and be ready for the changes from 1 October 2025.
$10k Deposit + $10k Discount on Select Lots!
We are currently running an incredible limited-time offer of just a $10K deposit plus a
$10K discount on select lots*!
Your dream lifestyle is more accessible than ever, don’t miss your chance to join this vibrant, growing neighbourhood – Wollert Rise is truly a haven waiting to welcome you home.
